Home upgrade guide

Home Energy Upgrades: What to Improve First

There is no universal top-five list. The best order depends on the home's safety, moisture, climate, building fabric, current equipment, energy use and budget. Start with the problem you are trying to solve.

Reviewed 2026-09-02Written for household decisions. Official sources are linked below for rules and program details.
Step 1

Deal with safety, leaks and moisture first

Repair active water leaks and investigate damp, condensation, mould, unsafe wiring or combustion-appliance concerns before covering areas or tightening the building.

An energy rating is not a structural, electrical, gas, moisture or medical assessment. Bring in the right qualified professional where those risks exist.

Step 2

Understand where comfort and energy are being lost

Step 3

Reduce the load before replacing major equipment

Useful fabric work can include draught control, insulation, shading and window improvements. The right mix depends on climate, construction and the specific comfort problem.

Once the load is clearer, heating, cooling and hot-water equipment can be sized for the home rather than selected from a generic rule.

Step 4

Coordinate electrification, solar and batteries

Savings are indicative

Bills, prices, weather and household behaviour change. A rating or model supports a decision but cannot guarantee a bill reduction, payback period or property-value increase.

Step 5

Check rebates and finance after the scope is clear

A discount or lower-rate loan can help with a suitable project, but it does not make the wrong product, size or installation good value. Start with the work the home needs, then check the current support for that exact scope.

Program amounts, approved products, provider rules and lender criteria change. Confirm them with the program owner or lender before signing a quote or finance contract.

A rating is not universal finance approval

Some lenders use home energy ratings or other sustainability evidence, but their thresholds and accepted documents differ. Check the current product criteria with the lender.

Check the source

Current official guidance

Check current support for the right project

Choose your state or territory and verify current rebates, certificates, loans and provider discounts before using them in a budget.

Check rebates and assistance